Call reports 2008
DIAMOND BANK — 2008
What DIAMOND BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 383,166,000 | 383,434,000 | 382,785,000 | 397,404,000 |
| Total loans | 222,463,000 | 226,786,000 | 232,088,000 | 237,494,000 |
| Allowance for loan losses | 2,692,000 | 2,706,000 | 2,863,000 | 2,933,000 |
| Securities available for sale | 109,668,000 | 121,906,000 | 113,156,000 | 119,676,000 |
| Securities held to maturity | 3,222,000 | 3,136,000 | 3,082,000 | 3,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,420,000 | 322,934,000 | 321,550,000 | 324,684,000 |
| Interest-bearing deposits | 278,586,000 | 281,311,000 | 282,542,000 | 286,125,000 |
| Noninterest-bearing deposits | 40,834,000 | 41,623,000 | 39,008,000 | 38,559,000 |
| Equity capital | 36,263,000 | 33,478,000 | 34,751,000 | 36,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,936,000 | 11,740,000 | 17,546,000 | 23,446,000 |
| Interest expense | 2,834,000 | 5,476,000 | 7,951,000 | 10,323,000 |
| Net interest income | 3,102,000 | 6,264,000 | 9,595,000 | 13,123,000 |
| Noninterest income | 848,000 | 1,635,000 | 2,469,000 | 3,187,000 |
| Noninterest expense | 2,524,000 | 5,009,000 | 7,796,000 | 10,912,000 |
| Provision for loan losses | 181,000 | 481,000 | 931,000 | 1,306,000 |
| Pretax income | 1,278,000 | 2,562,000 | 3,715,000 | 5,016,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,278,000 | 2,562,000 | 3,715,000 | 5,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,701,000 | 34,249,000 | 34,793,000 | 34,893,000 |
| Total capital | 36,393,000 | 36,955,000 | 37,656,000 | 37,826,000 |
| Risk-weighted assets | 225,270,000 | 230,316,000 | 233,639,000 | 241,552,000 |