Call reports 2007
DIAMOND BANK — 2007
What DIAMOND BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 361,930,000 | 356,833,000 | 353,392,000 | 373,287,000 |
| Total loans | 202,327,000 | 208,635,000 | 216,751,000 | 225,539,000 |
| Allowance for loan losses | 3,200,000 | 3,119,000 | 3,074,000 | 2,824,000 |
| Securities available for sale | 96,401,000 | 103,352,000 | 105,117,000 | 106,471,000 |
| Securities held to maturity | 3,536,000 | 3,455,000 | 3,364,000 | 3,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,039,000 | 313,992,000 | 308,858,000 | 311,316,000 |
| Interest-bearing deposits | 278,697,000 | 274,119,000 | 273,906,000 | 272,367,000 |
| Noninterest-bearing deposits | 39,342,000 | 39,873,000 | 34,952,000 | 38,949,000 |
| Equity capital | 31,637,000 | 30,966,000 | 32,963,000 | 33,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,731,000 | 11,456,000 | 17,179,000 | 23,074,000 |
| Interest expense | 2,816,000 | 5,678,000 | 8,578,000 | 11,525,000 |
| Net interest income | 2,915,000 | 5,778,000 | 8,601,000 | 11,549,000 |
| Noninterest income | 825,000 | 1,601,000 | 2,485,000 | 3,350,000 |
| Noninterest expense | 2,098,000 | 4,318,000 | 6,661,000 | 9,376,000 |
| Provision for loan losses | 271,000 | 452,000 | 453,000 | 457,000 |
| Pretax income | 1,371,000 | 2,609,000 | 3,972,000 | 5,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,371,000 | 2,609,000 | 3,972,000 | 5,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,372,000 | 32,890,000 | 33,449,000 | 33,188,000 |
| Total capital | 34,971,000 | 35,520,000 | 36,136,000 | 36,012,000 |
| Risk-weighted assets | 206,652,000 | 209,919,000 | 214,611,000 | 232,441,000 |