Call reports 2006
DIAMOND BANK — 2006
What DIAMOND BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 228,535,000 | 224,392,000 | 228,922,000 | 219,728,000 |
| Total loans | 135,376,000 | 139,777,000 | 140,332,000 | 143,412,000 |
| Allowance for loan losses | 1,755,000 | 1,809,000 | 1,774,000 | 1,942,000 |
| Securities available for sale | 74,221,000 | 68,458,000 | 61,524,000 | 59,515,000 |
| Securities held to maturity | 2,968,000 | 2,874,000 | 2,768,000 | 2,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,593,000 | 187,750,000 | 193,899,000 | 189,771,000 |
| Interest-bearing deposits | 172,373,000 | 169,306,000 | 173,049,000 | 169,780,000 |
| Noninterest-bearing deposits | 20,220,000 | 18,444,000 | 20,850,000 | 19,991,000 |
| Equity capital | 16,555,000 | 16,294,000 | 17,586,000 | 18,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,379,000 | 6,911,000 | 10,529,000 | 14,298,000 |
| Interest expense | 1,509,000 | 3,228,000 | 5,069,000 | 6,974,000 |
| Net interest income | 1,870,000 | 3,683,000 | 5,460,000 | 7,324,000 |
| Noninterest income | 571,000 | 1,109,000 | 1,679,000 | 2,154,000 |
| Noninterest expense | 1,435,000 | 2,834,000 | 4,270,000 | 5,788,000 |
| Provision for loan losses | 61,000 | 121,000 | 189,000 | 464,000 |
| Pretax income | 945,000 | 1,810,000 | 2,621,000 | 3,167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 945,000 | 1,810,000 | 2,621,000 | 3,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,039,000 | 18,399,000 | 18,534,000 | 18,770,000 |
| Total capital | 19,713,000 | 20,134,000 | 20,308,000 | 20,519,000 |
| Risk-weighted assets | 137,522,000 | 138,762,000 | 142,566,000 | 139,708,000 |