Call reports 2004
DIAMOND BANK — 2004
What DIAMOND BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 185,461,000 | 187,716,000 | 194,438,000 | 195,438,000 |
| Total loans | 111,274,000 | 112,675,000 | 115,857,000 | 117,625,000 |
| Allowance for loan losses | 1,497,000 | 1,555,000 | 1,625,000 | 1,643,000 |
| Securities available for sale | 59,027,000 | 59,005,000 | 61,154,000 | 62,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,874,000 | 165,548,000 | 170,830,000 | 172,218,000 |
| Interest-bearing deposits | 145,641,000 | 149,017,000 | 152,232,000 | 153,812,000 |
| Noninterest-bearing deposits | 16,233,000 | 16,531,000 | 18,598,000 | 18,406,000 |
| Equity capital | 15,631,000 | 14,349,000 | 15,943,000 | 15,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,550,000 | 5,097,000 | 7,750,000 | 10,495,000 |
| Interest expense | 829,000 | 1,657,000 | 2,519,000 | 3,450,000 |
| Net interest income | 1,721,000 | 3,440,000 | 5,231,000 | 7,045,000 |
| Noninterest income | 520,000 | 1,109,000 | 1,576,000 | 2,125,000 |
| Noninterest expense | 1,228,000 | 2,507,000 | 3,865,000 | 5,367,000 |
| Provision for loan losses | 46,000 | 121,000 | 197,000 | 252,000 |
| Pretax income | 1,017,000 | 1,971,000 | 2,795,000 | 3,601,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,017,000 | 1,971,000 | 2,795,000 | 3,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,806,000 | 15,282,000 | 15,694,000 | 15,968,000 |
| Total capital | 16,230,000 | 16,692,000 | 17,159,000 | 17,432,000 |
| Risk-weighted assets | 113,068,000 | 112,868,000 | 116,256,000 | 116,885,000 |