Call reports 2003
DIAMOND BANK — 2003
What DIAMOND BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 179,568,000 | 182,209,000 | 182,447,000 | 183,176,000 |
| Total loans | 104,934,000 | 105,034,000 | 107,371,000 | 109,334,000 |
| Allowance for loan losses | 1,378,000 | 1,419,000 | 1,458,000 | 1,475,000 |
| Securities available for sale | 49,307,000 | 49,072,000 | 42,752,000 | 50,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,632,000 | 159,411,000 | 159,933,000 | 160,508,000 |
| Interest-bearing deposits | 142,305,000 | 144,065,000 | 144,718,000 | 145,319,000 |
| Noninterest-bearing deposits | 14,327,000 | 15,346,000 | 15,215,000 | 15,189,000 |
| Equity capital | 13,735,000 | 14,156,000 | 14,081,000 | 14,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,549,000 | 5,107,000 | 7,534,000 | 10,033,000 |
| Interest expense | 1,060,000 | 2,088,000 | 3,016,000 | 3,893,000 |
| Net interest income | 1,489,000 | 3,019,000 | 4,518,000 | 6,140,000 |
| Noninterest income | 575,000 | 1,096,000 | 1,670,000 | 2,223,000 |
| Noninterest expense | 1,210,000 | 2,351,000 | 3,557,000 | 4,879,000 |
| Provision for loan losses | 45,000 | 100,000 | 165,000 | 224,000 |
| Pretax income | 809,000 | 1,664,000 | 2,466,000 | 3,260,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 809,000 | 1,664,000 | 2,466,000 | 3,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,980,000 | 13,433,000 | 13,845,000 | 14,266,000 |
| Total capital | 14,300,000 | 14,770,000 | 15,208,000 | 15,659,000 |
| Risk-weighted assets | 105,574,000 | 106,905,000 | 108,959,000 | 111,316,000 |