Call reports 2002
DIAMOND BANK — 2002
What DIAMOND BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 159,305,000 | 162,361,000 | 171,373,000 | 175,741,000 |
| Total loans | 102,960,000 | 104,388,000 | 104,531,000 | 106,194,000 |
| Allowance for loan losses | 1,119,000 | 1,225,000 | 1,299,000 | 1,367,000 |
| Securities available for sale | 38,537,000 | 38,240,000 | 43,641,000 | 48,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,497,000 | 145,617,000 | 151,916,000 | 153,352,000 |
| Interest-bearing deposits | 130,874,000 | 134,105,000 | 138,320,000 | 140,559,000 |
| Noninterest-bearing deposits | 12,623,000 | 11,512,000 | 13,596,000 | 12,793,000 |
| Equity capital | 11,425,000 | 12,382,000 | 12,971,000 | 13,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,562,000 | 5,178,000 | 7,814,000 | 10,456,000 |
| Interest expense | 1,303,000 | 2,535,000 | 3,747,000 | 4,916,000 |
| Net interest income | 1,259,000 | 2,643,000 | 4,067,000 | 5,540,000 |
| Noninterest income | 634,000 | 1,220,000 | 1,786,000 | 2,340,000 |
| Noninterest expense | 1,077,000 | 2,201,000 | 3,335,000 | 4,656,000 |
| Provision for loan losses | 300,000 | 441,000 | 566,000 | 691,000 |
| Pretax income | 516,000 | 1,270,000 | 2,062,000 | 2,643,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 516,000 | 1,270,000 | 2,062,000 | 2,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,316,000 | 11,737,000 | 12,211,000 | 12,558,000 |
| Total capital | 12,435,000 | 12,962,000 | 13,510,000 | 13,878,000 |
| Risk-weighted assets | 99,545,000 | 101,699,000 | 104,113,000 | 105,605,000 |