Call reports 2001
DIAMOND BANK — 2001
What DIAMOND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 140,494,000 | 143,952,000 | 153,361,000 | 156,880,000 |
| Total loans | 90,529,000 | 98,019,000 | 101,811,000 | 102,133,000 |
| Allowance for loan losses | 916,000 | 961,000 | 1,012,000 | 930,000 |
| Securities available for sale | 24,119,000 | 30,110,000 | 33,423,000 | 34,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,160,000 | 130,471,000 | 137,345,000 | 141,099,000 |
| Interest-bearing deposits | 115,942,000 | 119,693,000 | 125,965,000 | 128,438,000 |
| Noninterest-bearing deposits | 11,218,000 | 10,778,000 | 11,380,000 | 12,661,000 |
| Equity capital | 10,649,000 | 10,862,000 | 11,446,000 | 11,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,633,000 | 5,337,000 | 8,027,000 | 10,675,000 |
| Interest expense | 1,544,000 | 3,115,000 | 4,669,000 | 6,121,000 |
| Net interest income | 1,089,000 | 2,222,000 | 3,358,000 | 4,554,000 |
| Noninterest income | 358,000 | 747,000 | 1,123,000 | 1,532,000 |
| Noninterest expense | 931,000 | 1,966,000 | 3,009,000 | 4,147,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 440,000 |
| Pretax income | 441,000 | 892,000 | 1,286,000 | 1,669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 441,000 | 892,000 | 1,286,000 | 1,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,451,000 | 10,545,000 | 10,776,000 | 11,012,000 |
| Total capital | 11,367,000 | 11,506,000 | 11,788,000 | 11,942,000 |
| Risk-weighted assets | 90,528,000 | 91,948,000 | 96,763,000 | 97,697,000 |