Call reports 2023
CAPSTAR BANK — 2023
What CAPSTAR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,231,110,000 | 3,177,660,000 | 3,263,037,000 | 3,140,973,000 |
| Total loans | 2,438,829,000 | 2,407,824,000 | 2,328,631,000 | 2,302,008,000 |
| Allowance for loan losses | 25,189,000 | 25,524,000 | 24,157,000 | 24,292,000 |
| Securities available for sale | 391,547,000 | 373,262,000 | 354,024,000 | 359,320,000 |
| Securities held to maturity | 1,232,000 | 0 | 0 | 0 |
| Trading assets | 2,011,000 | 2,276,000 | 2,250,000 | 1,560,000 |
| Total deposits | 2,761,096,000 | 2,724,965,000 | 2,808,854,000 | 2,671,890,000 |
| Interest-bearing deposits | 2,286,844,000 | 2,295,931,000 | 2,364,477,000 | 2,301,855,000 |
| Noninterest-bearing deposits | 474,252,000 | 429,034,000 | 444,377,000 | 370,035,000 |
| Equity capital | 371,386,000 | 361,788,000 | 362,276,000 | 380,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 35,782,000 | 75,057,000 | 116,320,000 | 158,183,000 |
| Interest expense | 12,170,000 | 28,492,000 | 48,993,000 | 70,732,000 |
| Net interest income | 23,612,000 | 46,565,000 | 67,327,000 | 87,451,000 |
| Noninterest income | 6,268,000 | 12,487,000 | 18,762,000 | 26,139,000 |
| Noninterest expense | 18,814,000 | 37,605,000 | 54,559,000 | 72,369,000 |
| Provision for loan losses | 51,000 | 570,000 | -447,000 | -206,000 |
| Pretax income | 8,629,000 | 18,988,000 | 30,632,000 | 40,378,000 |
| Income tax | 1,719,000 | 3,676,000 | 6,054,000 | 7,071,000 |
| Net income | 6,910,000 | 15,312,000 | 24,578,000 | 33,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 368,268,000 | 367,894,000 | 375,548,000 | 382,720,000 |
| Total capital | 393,882,000 | 393,345,000 | 399,089,000 | 406,099,000 |
| Risk-weighted assets | 2,922,124,000 | 2,851,103,000 | 2,688,301,000 | 2,636,506,000 |