Call reports 2022
CAPSTAR BANK — 2022
What CAPSTAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,187,662,000 | 3,094,091,000 | 3,163,194,000 | 3,114,995,000 |
| Total loans | 2,154,450,000 | 2,320,717,000 | 2,333,391,000 | 2,357,506,000 |
| Allowance for loan losses | 20,857,000 | 21,684,000 | 22,431,000 | 23,806,000 |
| Securities available for sale | 460,558,000 | 437,420,000 | 401,345,000 | 396,416,000 |
| Securities held to maturity | 1,775,000 | 1,769,000 | 1,762,000 | 1,240,000 |
| Trading assets | 1,131,000 | 1,477,000 | 2,435,000 | 2,343,000 |
| Total deposits | 2,765,396,000 | 2,640,533,000 | 2,644,878,000 | 2,685,923,000 |
| Interest-bearing deposits | 2,053,823,000 | 1,913,320,000 | 2,004,827,000 | 2,167,743,000 |
| Noninterest-bearing deposits | 711,573,000 | 727,213,000 | 640,051,000 | 518,180,000 |
| Equity capital | 386,414,000 | 374,867,000 | 364,936,000 | 375,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 22,784,000 | 49,285,000 | 79,719,000 | 113,519,000 |
| Interest expense | 1,250,000 | 2,906,000 | 7,415,000 | 15,867,000 |
| Net interest income | 21,534,000 | 46,379,000 | 72,304,000 | 97,652,000 |
| Noninterest income | 9,086,000 | 14,958,000 | 18,221,000 | 24,503,000 |
| Noninterest expense | 17,554,000 | 34,376,000 | 52,036,000 | 68,461,000 |
| Provision for loan losses | -784,000 | 59,000 | 926,000 | 2,474,000 |
| Pretax income | 13,850,000 | 26,902,000 | 37,571,000 | 51,228,000 |
| Income tax | 2,750,000 | 5,343,000 | 7,495,000 | 10,404,000 |
| Net income | 11,100,000 | 21,559,000 | 30,076,000 | 40,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 359,385,000 | 362,191,000 | 369,077,000 | 378,328,000 |
| Total capital | 380,561,000 | 384,194,000 | 391,827,000 | 402,453,000 |
| Risk-weighted assets | 2,515,065,000 | 2,679,833,000 | 2,767,311,000 | 2,830,092,000 |