Call reports 2021
CAPSTAR BANK — 2021
What CAPSTAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,148,334,000 | 3,198,504,000 | 3,108,260,000 | 3,129,211,000 |
| Total loans | 2,103,348,000 | 2,056,072,000 | 2,070,737,000 | 2,049,484,000 |
| Allowance for loan losses | 23,877,000 | 22,754,000 | 22,533,000 | 21,698,000 |
| Securities available for sale | 474,788,000 | 500,338,000 | 483,778,000 | 459,396,000 |
| Securities held to maturity | 2,401,000 | 2,395,000 | 1,788,000 | 1,782,000 |
| Trading assets | 2,620,000 | 2,332,000 | 2,118,000 | 1,594,000 |
| Total deposits | 2,761,204,000 | 2,790,342,000 | 2,684,558,000 | 2,693,704,000 |
| Interest-bearing deposits | 2,039,596,000 | 1,998,024,000 | 1,956,093,000 | 1,959,110,000 |
| Noninterest-bearing deposits | 721,608,000 | 792,318,000 | 728,465,000 | 734,594,000 |
| Equity capital | 359,834,000 | 375,269,000 | 386,235,000 | 396,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 24,277,000 | 49,110,000 | 73,800,000 | 98,459,000 |
| Interest expense | 1,702,000 | 3,109,000 | 4,441,000 | 5,714,000 |
| Net interest income | 22,575,000 | 46,001,000 | 69,359,000 | 92,745,000 |
| Noninterest income | 9,986,000 | 19,879,000 | 31,518,000 | 42,640,000 |
| Noninterest expense | 17,183,000 | 35,992,000 | 54,113,000 | 72,574,000 |
| Provision for loan losses | 650,000 | -415,000 | -415,000 | -1,066,000 |
| Pretax income | 14,754,000 | 30,316,000 | 47,199,000 | 63,905,000 |
| Income tax | 3,261,000 | 6,254,000 | 9,563,000 | 13,344,000 |
| Net income | 11,493,000 | 24,062,000 | 37,636,000 | 50,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 311,651,000 | 323,676,000 | 336,608,000 | 348,902,000 |
| Total capital | 335,847,000 | 346,749,000 | 359,460,000 | 370,919,000 |
| Risk-weighted assets | 2,143,118,000 | 2,225,137,000 | 2,297,257,000 | 2,355,892,000 |