Call reports 2020
CAPSTAR BANK — 2020
What CAPSTAR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,071,394,000 | 2,444,215,000 | 3,022,628,000 | 2,982,350,000 |
| Total loans | 1,633,771,000 | 1,722,533,000 | 2,105,206,000 | 2,070,687,000 |
| Allowance for loan losses | 20,114,000 | 21,036,000 | 23,167,000 | 23,245,000 |
| Securities available for sale | 219,213,000 | 223,035,000 | 308,337,000 | 486,104,000 |
| Securities held to maturity | 3,306,000 | 2,699,000 | 2,413,000 | 2,407,000 |
| Trading assets | 2,684,000 | 2,788,000 | 3,020,000 | 2,740,000 |
| Total deposits | 1,774,489,000 | 2,135,815,000 | 2,630,936,000 | 2,580,588,000 |
| Interest-bearing deposits | 1,320,920,000 | 1,548,592,000 | 1,900,835,000 | 1,905,067,000 |
| Noninterest-bearing deposits | 453,569,000 | 587,223,000 | 730,101,000 | 675,521,000 |
| Equity capital | 263,848,000 | 270,336,000 | 348,487,000 | 358,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 21,738,000 | 42,479,000 | 67,121,000 | 91,851,000 |
| Interest expense | 5,077,000 | 8,143,000 | 12,735,000 | 14,736,000 |
| Net interest income | 16,661,000 | 34,336,000 | 54,386,000 | 77,115,000 |
| Noninterest income | 5,847,000 | 16,657,000 | 31,424,000 | 43,115,000 |
| Noninterest expense | 14,008,000 | 32,500,000 | 54,860,000 | 75,979,000 |
| Provision for loan losses | 7,553,000 | 9,176,000 | 11,295,000 | 11,479,000 |
| Pretax income | 974,000 | 9,357,000 | 19,729,000 | 32,897,000 |
| Income tax | -523,000 | 1,349,000 | 3,660,000 | 6,588,000 |
| Net income | 1,497,000 | 8,008,000 | 16,069,000 | 26,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 213,755,000 | 220,165,000 | 290,938,000 | 300,588,000 |
| Total capital | 234,048,000 | 241,253,000 | 314,424,000 | 324,152,000 |
| Risk-weighted assets | 1,796,959,000 | 1,685,107,000 | 2,056,212,000 | 2,101,536,000 |