Call reports 2017
CAPSTAR BANK — 2017
What CAPSTAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,381,464,000 | 1,371,613,000 | 1,338,399,000 | 1,344,368,000 |
| Total loans | 1,038,805,000 | 1,070,190,000 | 1,027,755,000 | 1,021,630,000 |
| Allowance for loan losses | 13,997,000 | 12,454,000 | 14,122,000 | 13,721,000 |
| Securities available for sale | 188,516,000 | 155,663,000 | 146,600,000 | 192,621,000 |
| Securities held to maturity | 46,855,000 | 46,458,000 | 45,634,000 | 3,759,000 |
| Trading assets | 328,000 | 421,000 | 352,000 | 184,000 |
| Total deposits | 1,180,701,000 | 1,133,845,000 | 1,105,020,000 | 1,133,974,000 |
| Interest-bearing deposits | 934,545,000 | 889,816,000 | 841,488,000 | 818,124,000 |
| Noninterest-bearing deposits | 246,156,000 | 244,029,000 | 263,532,000 | 315,850,000 |
| Equity capital | 117,335,000 | 125,196,000 | 130,620,000 | 132,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,978,000 | 24,869,000 | 38,390,000 | 51,515,000 |
| Interest expense | 2,047,000 | 4,367,000 | 7,045,000 | 9,652,000 |
| Net interest income | 9,931,000 | 20,502,000 | 31,345,000 | 41,863,000 |
| Noninterest income | 2,140,000 | 4,766,000 | 8,129,000 | 10,973,000 |
| Noninterest expense | 8,209,000 | 16,271,000 | 24,471,000 | 32,887,000 |
| Provision for loan losses | 3,405,000 | 13,094,000 | 12,900,000 | 12,870,000 |
| Pretax income | 451,000 | -4,063,000 | 2,145,000 | 7,015,000 |
| Income tax | 10,000 | -1,287,000 | 314,000 | 4,891,000 |
| Net income | 441,000 | -2,776,000 | 1,831,000 | 2,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,501,000 | 122,691,000 | 127,542,000 | 128,496,000 |
| Total capital | 129,571,000 | 135,218,000 | 141,843,000 | 142,396,000 |
| Risk-weighted assets | 1,256,041,000 | 1,285,745,000 | 1,251,486,000 | 1,249,094,000 |