Call reports 2016
CAPSTAR BANK — 2016
What CAPSTAR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,223,180,000 | 1,310,550,000 | 1,318,057,000 | 1,333,675,000 |
| Total loans | 867,220,000 | 944,452,000 | 985,282,000 | 977,361,000 |
| Allowance for loan losses | 10,299,000 | 10,453,000 | 11,510,000 | 11,634,000 |
| Securities available for sale | 189,808,000 | 171,336,000 | 167,213,000 | 182,355,000 |
| Securities held to maturity | 42,953,000 | 43,331,000 | 46,228,000 | 46,864,000 |
| Trading assets | 1,290,000 | 1,523,000 | 1,215,000 | 460,000 |
| Total deposits | 1,086,337,000 | 1,143,301,000 | 1,159,850,000 | 1,151,675,000 |
| Interest-bearing deposits | 865,537,000 | 949,759,000 | 944,591,000 | 930,935,000 |
| Noninterest-bearing deposits | 220,800,000 | 193,542,000 | 215,259,000 | 220,740,000 |
| Equity capital | 110,859,000 | 114,449,000 | 115,079,000 | 116,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,598,000 | 21,513,000 | 33,388,000 | 45,394,000 |
| Interest expense | 1,642,000 | 3,355,000 | 5,104,000 | 6,931,000 |
| Net interest income | 8,956,000 | 18,158,000 | 28,284,000 | 38,463,000 |
| Noninterest income | 2,332,000 | 4,814,000 | 8,008,000 | 10,964,000 |
| Noninterest expense | 8,010,000 | 15,764,000 | 24,137,000 | 32,387,000 |
| Provision for loan losses | 937,000 | 1,120,000 | 2,759,000 | 2,829,000 |
| Pretax income | 2,380,000 | 6,213,000 | 9,517,000 | 14,332,000 |
| Income tax | 796,000 | 2,021,000 | 3,114,000 | 4,752,000 |
| Net income | 1,584,000 | 4,192,000 | 6,403,000 | 9,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,534,000 | 110,400,000 | 111,552,000 | 115,011,000 |
| Total capital | 117,999,000 | 121,020,000 | 123,228,000 | 126,718,000 |
| Risk-weighted assets | 1,048,095,000 | 1,133,840,000 | 1,177,043,000 | 1,187,850,000 |