Call reports 2015
CAPSTAR BANK — 2015
What CAPSTAR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,137,683,000 | 1,148,911,000 | 1,135,767,000 | 1,206,427,000 |
| Total loans | 762,244,000 | 776,260,000 | 811,207,000 | 844,125,000 |
| Allowance for loan losses | 11,337,000 | 8,939,000 | 9,700,000 | 10,132,000 |
| Securities available for sale | 237,637,000 | 236,480,000 | 170,220,000 | 173,382,000 |
| Securities held to maturity | 43,606,000 | 43,494,000 | 43,322,000 | 43,094,000 |
| Trading assets | 1,029,000 | 680,000 | 1,140,000 | 726,000 |
| Total deposits | 995,603,000 | 967,735,000 | 975,011,000 | 1,038,460,000 |
| Interest-bearing deposits | 825,404,000 | 796,915,000 | 787,906,000 | 847,880,000 |
| Noninterest-bearing deposits | 170,199,000 | 170,820,000 | 187,105,000 | 190,580,000 |
| Equity capital | 104,619,000 | 106,147,000 | 108,001,000 | 108,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,620,000 | 19,431,000 | 30,233,000 | 40,503,000 |
| Interest expense | 1,450,000 | 2,911,000 | 4,297,000 | 5,731,000 |
| Net interest income | 8,170,000 | 16,520,000 | 25,936,000 | 34,772,000 |
| Noninterest income | 1,914,000 | 4,267,000 | 6,864,000 | 8,826,000 |
| Noninterest expense | 7,719,000 | 15,044,000 | 23,649,000 | 30,973,000 |
| Provision for loan losses | 135,000 | 721,000 | 1,301,000 | 1,651,000 |
| Pretax income | 2,228,000 | 5,079,000 | 7,946,000 | 11,029,000 |
| Income tax | 659,000 | 1,649,000 | 2,480,000 | 3,470,000 |
| Net income | 1,569,000 | 3,430,000 | 5,466,000 | 7,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,095,000 | 101,055,000 | 103,490,000 | 105,749,000 |
| Total capital | 110,598,000 | 110,160,000 | 113,356,000 | 116,047,000 |
| Risk-weighted assets | 976,633,000 | 982,912,000 | 991,374,000 | 1,015,300,000 |