Call reports 2014
CAPSTAR BANK — 2014
What CAPSTAR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,052,063,000 | 1,013,651,000 | 1,078,323,000 | 1,128,395,000 |
| Total loans | 683,558,000 | 707,158,000 | 729,496,000 | 728,463,000 |
| Allowance for loan losses | 8,602,000 | 8,774,000 | 8,618,000 | 11,282,000 |
| Securities available for sale | 222,543,000 | 172,597,000 | 206,491,000 | 236,605,000 |
| Securities held to maturity | 44,312,000 | 44,292,000 | 44,128,000 | 43,844,000 |
| Trading assets | 573,000 | 645,000 | 639,000 | 817,000 |
| Total deposits | 913,831,000 | 871,030,000 | 938,351,000 | 981,057,000 |
| Interest-bearing deposits | 781,647,000 | 746,139,000 | 793,958,000 | 823,702,000 |
| Noninterest-bearing deposits | 132,184,000 | 124,891,000 | 144,393,000 | 157,355,000 |
| Equity capital | 98,988,000 | 100,424,000 | 102,088,000 | 102,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,205,000 | 18,512,000 | 27,992,000 | 38,287,000 |
| Interest expense | 1,493,000 | 2,907,000 | 4,370,000 | 5,871,000 |
| Net interest income | 7,712,000 | 15,605,000 | 23,622,000 | 32,416,000 |
| Noninterest income | 1,093,000 | 2,938,000 | 5,290,000 | 7,228,000 |
| Noninterest expense | 6,977,000 | 14,609,000 | 21,779,000 | 28,384,000 |
| Provision for loan losses | 113,000 | 700,000 | 700,000 | 3,869,000 |
| Pretax income | 1,731,000 | 3,279,000 | 6,478,000 | 7,404,000 |
| Income tax | 541,000 | 1,050,000 | 2,178,000 | 2,412,000 |
| Net income | 1,190,000 | 2,229,000 | 4,300,000 | 4,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,527,000 | 87,270,000 | 89,260,000 | 96,512,000 |
| Total capital | 95,295,000 | 96,210,000 | 98,044,000 | 107,960,000 |
| Risk-weighted assets | 877,407,000 | 878,528,000 | 914,337,000 | 935,125,000 |