Call reports 2013
CAPSTAR BANK — 2013
What CAPSTAR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,015,453,000 | 1,041,815,000 | 1,048,973,000 | 1,009,485,000 |
| Total loans | 625,406,000 | 653,840,000 | 636,212,000 | 626,382,000 |
| Allowance for loan losses | 8,132,000 | 8,307,000 | 8,158,000 | 8,459,000 |
| Securities available for sale | 319,843,000 | 271,873,000 | 286,179,000 | 258,441,000 |
| Securities held to maturity | 0 | 0 | 34,283,000 | 41,955,000 |
| Trading assets | 623,000 | 565,000 | 665,000 | 637,000 |
| Total deposits | 886,094,000 | 916,617,000 | 919,358,000 | 879,165,000 |
| Interest-bearing deposits | 794,420,000 | 810,863,000 | 796,292,000 | 743,641,000 |
| Noninterest-bearing deposits | 91,674,000 | 105,754,000 | 123,066,000 | 135,524,000 |
| Equity capital | 101,186,000 | 97,524,000 | 96,417,000 | 96,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,867,000 | 20,348,000 | 31,187,000 | 41,156,000 |
| Interest expense | 1,746,000 | 3,326,000 | 4,981,000 | 6,575,000 |
| Net interest income | 8,121,000 | 17,022,000 | 26,206,000 | 34,581,000 |
| Noninterest income | 345,000 | 861,000 | 1,171,000 | 1,703,000 |
| Noninterest expense | 5,537,000 | 11,885,000 | 18,000,000 | 25,261,000 |
| Provision for loan losses | 0 | 504,000 | 620,000 | 938,000 |
| Pretax income | 2,862,000 | 5,555,000 | 8,870,000 | 10,158,000 |
| Income tax | 1,051,000 | 2,085,000 | 3,323,000 | 3,749,000 |
| Net income | 1,811,000 | 3,470,000 | 5,547,000 | 6,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,134,000 | 91,703,000 | 90,457,000 | 91,710,000 |
| Total capital | 98,351,000 | 100,153,000 | 98,758,000 | 100,333,000 |
| Risk-weighted assets | 775,581,000 | 810,533,000 | 820,358,000 | 822,971,000 |