Call reports 2012
CAPSTAR BANK — 2012
What CAPSTAR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 792,571,000 | 772,017,000 | 927,760,000 | 1,031,839,000 |
| Total loans | 448,437,000 | 437,887,000 | 570,377,000 | 624,328,000 |
| Allowance for loan losses | 7,082,000 | 7,082,000 | 7,514,000 | 8,213,000 |
| Securities available for sale | 290,474,000 | 277,917,000 | 287,503,000 | 275,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 742,000 | 735,000 | 756,000 | 690,000 |
| Total deposits | 697,666,000 | 677,967,000 | 812,113,000 | 919,912,000 |
| Interest-bearing deposits | 644,045,000 | 616,733,000 | 715,684,000 | 817,037,000 |
| Noninterest-bearing deposits | 53,621,000 | 61,234,000 | 96,429,000 | 102,875,000 |
| Equity capital | 81,414,000 | 83,825,000 | 101,610,000 | 100,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,277,000 | 14,907,000 | 23,485,000 | 33,966,000 |
| Interest expense | 1,651,000 | 3,180,000 | 4,887,000 | 6,682,000 |
| Net interest income | 5,626,000 | 11,727,000 | 18,598,000 | 27,284,000 |
| Noninterest income | 301,000 | 650,000 | 991,000 | 1,351,000 |
| Noninterest expense | 3,833,000 | 8,120,000 | 13,243,000 | 18,920,000 |
| Provision for loan losses | 850,000 | 850,000 | 1,385,000 | 3,968,000 |
| Pretax income | 1,648,000 | 3,811,000 | 5,373,000 | 6,229,000 |
| Income tax | -5,507,000 | -4,663,000 | -4,221,000 | -3,168,000 |
| Net income | 7,155,000 | 8,474,000 | 9,594,000 | 9,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,821,000 | 75,871,000 | 85,007,000 | 88,957,000 |
| Total capital | 81,828,000 | 82,781,000 | 92,564,000 | 97,217,000 |
| Risk-weighted assets | 560,458,000 | 552,583,000 | 701,942,000 | 756,023,000 |