Call reports 2011
CAPSTAR BANK — 2011
What CAPSTAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 550,685,000 | 612,607,000 | 642,965,000 | 711,183,000 |
| Total loans | 320,739,000 | 332,807,000 | 357,528,000 | 430,329,000 |
| Allowance for loan losses | 4,979,000 | 5,361,000 | 5,661,000 | 6,226,000 |
| Securities available for sale | 181,858,000 | 222,735,000 | 249,118,000 | 233,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 442,000 | 557,000 | 771,000 | 745,000 |
| Total deposits | 474,265,000 | 528,898,000 | 555,126,000 | 621,212,000 |
| Interest-bearing deposits | 439,502,000 | 493,144,000 | 516,042,000 | 554,571,000 |
| Noninterest-bearing deposits | 34,763,000 | 35,754,000 | 39,084,000 | 66,641,000 |
| Equity capital | 67,317,000 | 70,609,000 | 74,858,000 | 74,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,001,000 | 10,745,000 | 16,918,000 | 23,453,000 |
| Interest expense | 1,635,000 | 3,439,000 | 5,393,000 | 7,146,000 |
| Net interest income | 3,366,000 | 7,306,000 | 11,525,000 | 16,307,000 |
| Noninterest income | 162,000 | 347,000 | 571,000 | 817,000 |
| Noninterest expense | 2,943,000 | 5,995,000 | 9,337,000 | 13,211,000 |
| Provision for loan losses | 173,000 | 555,000 | 1,340,000 | 1,897,000 |
| Pretax income | 412,000 | 1,138,000 | 1,482,000 | 2,073,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 1,138,000 | 1,482,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,948,000 | 68,826,000 | 69,350,000 | 70,110,000 |
| Total capital | 72,823,000 | 73,920,000 | 74,817,000 | 76,372,000 |
| Risk-weighted assets | 389,853,000 | 407,248,000 | 437,157,000 | 520,412,000 |