Call reports 2010
CAPSTAR BANK — 2010
What CAPSTAR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 327,439,000 | 400,614,000 | 446,831,000 | 514,162,000 |
| Total loans | 207,386,000 | 245,233,000 | 283,228,000 | 312,856,000 |
| Allowance for loan losses | 3,458,000 | 4,213,000 | 4,547,000 | 4,806,000 |
| Securities available for sale | 58,692,000 | 95,872,000 | 99,008,000 | 105,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 453,000 | 787,000 | 891,000 | 576,000 |
| Total deposits | 247,916,000 | 322,630,000 | 367,912,000 | 434,338,000 |
| Interest-bearing deposits | 227,912,000 | 294,483,000 | 332,238,000 | 402,129,000 |
| Noninterest-bearing deposits | 20,004,000 | 28,147,000 | 35,674,000 | 32,209,000 |
| Equity capital | 68,508,000 | 68,733,000 | 68,754,000 | 66,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,759,000 | 6,134,000 | 10,107,000 | 14,537,000 |
| Interest expense | 1,014,000 | 2,298,000 | 3,669,000 | 5,203,000 |
| Net interest income | 1,745,000 | 3,836,000 | 6,438,000 | 9,334,000 |
| Noninterest income | 89,000 | 220,000 | 378,000 | 574,000 |
| Noninterest expense | 2,894,000 | 5,878,000 | 8,620,000 | 11,514,000 |
| Provision for loan losses | 152,000 | 907,000 | 1,241,000 | 1,500,000 |
| Pretax income | -1,212,000 | -2,729,000 | -3,043,000 | -3,079,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,212,000 | -2,729,000 | -3,043,000 | -3,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,671,000 | 67,359,000 | 67,257,000 | 67,400,000 |
| Total capital | 71,696,000 | 71,012,000 | 71,412,000 | 71,962,000 |
| Risk-weighted assets | 241,506,000 | 291,634,000 | 332,006,000 | 364,696,000 |