Call reports 2009
CAPSTAR BANK — 2009
What CAPSTAR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 156,137,000 | 234,953,000 | 240,432,000 | 279,309,000 |
| Total loans | 123,163,000 | 138,109,000 | 152,722,000 | 206,502,000 |
| Allowance for loan losses | 1,541,000 | 1,732,000 | 2,392,000 | 3,306,000 |
| Securities available for sale | 6,086,000 | 9,095,000 | 30,303,000 | 37,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 359,000 | 200,000 | 298,000 | 300,000 |
| Total deposits | 79,207,000 | 157,642,000 | 163,583,000 | 199,796,000 |
| Interest-bearing deposits | 64,918,000 | 144,141,000 | 150,235,000 | 178,828,000 |
| Noninterest-bearing deposits | 14,289,000 | 13,501,000 | 13,348,000 | 20,968,000 |
| Equity capital | 75,758,000 | 73,770,000 | 71,554,000 | 69,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,918,000 | 4,763,000 | 7,075,000 |
| Interest expense | 247,000 | 940,000 | 1,899,000 | 2,861,000 |
| Net interest income | 1,092,000 | 1,978,000 | 2,864,000 | 4,214,000 |
| Noninterest income | 80,000 | 149,000 | 241,000 | 452,000 |
| Noninterest expense | 2,643,000 | 5,703,000 | 8,720,000 | 11,259,000 |
| Provision for loan losses | 651,000 | 842,000 | 1,502,000 | 2,416,000 |
| Pretax income | -2,122,000 | -4,418,000 | -7,117,000 | -8,992,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,122,000 | -4,418,000 | -7,117,000 | -8,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,746,000 | 73,755,000 | 71,361,000 | 69,709,000 |
| Total capital | 77,289,000 | 75,493,000 | 73,660,000 | 72,681,000 |
| Risk-weighted assets | 136,441,000 | 167,411,000 | 183,781,000 | 237,407,000 |