Call reports 2008
CAPSTAR BANK — 2008
What CAPSTAR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Total assets | 109,940,000 | 131,632,000 |
| Total loans | 19,998,000 | 70,577,000 |
| Allowance for loan losses | 250,000 | 890,000 |
| Securities available for sale | 22,934,000 | 5,051,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 271,000 |
| Total deposits | 27,886,000 | 52,189,000 |
| Interest-bearing deposits | 26,636,000 | 41,426,000 |
| Noninterest-bearing deposits | 1,250,000 | 10,763,000 |
| Equity capital | 79,846,000 | 77,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Interest income | 1,288,000 | 2,154,000 |
| Interest expense | 60,000 | 251,000 |
| Net interest income | 1,228,000 | 1,903,000 |
| Noninterest income | 2,000 | 64,000 |
| Noninterest expense | 7,591,000 | 9,863,000 |
| Provision for loan losses | 250,000 | 890,000 |
| Pretax income | -6,614,000 | -8,789,000 |
| Income tax | 0 | 0 |
| Net income | -6,614,000 | -8,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Tier 1 capital | 79,863,000 | 77,567,000 |
| Total capital | 80,115,000 | 78,459,000 |
| Risk-weighted assets | 61,634,000 | 87,519,000 |