Call reports 2011
GULFSTREAM BUSINESS BANK — 2011
What GULFSTREAM BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 579,515,000 | 562,762,000 | 544,855,000 | 545,893,000 |
| Total loans | 386,757,000 | 392,378,000 | 377,746,000 | 364,765,000 |
| Allowance for loan losses | 19,068,000 | 19,123,000 | 18,500,000 | 16,717,000 |
| Securities available for sale | 71,583,000 | 70,055,000 | 55,850,000 | 57,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,163,000 | 451,471,000 | 431,917,000 | 438,214,000 |
| Interest-bearing deposits | 345,196,000 | 328,793,000 | 309,375,000 | 294,175,000 |
| Noninterest-bearing deposits | 121,967,000 | 122,678,000 | 122,543,000 | 144,039,000 |
| Equity capital | 60,249,000 | 61,012,000 | 59,990,000 | 61,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,828,000 | 13,427,000 | 19,682,000 | 25,788,000 |
| Interest expense | 1,462,000 | 2,866,000 | 4,106,000 | 5,257,000 |
| Net interest income | 5,366,000 | 10,561,000 | 15,576,000 | 20,531,000 |
| Noninterest income | 369,000 | 818,000 | 1,205,000 | 1,620,000 |
| Noninterest expense | 2,601,000 | 5,571,000 | 8,153,000 | 10,798,000 |
| Provision for loan losses | 1,485,000 | 2,927,000 | 4,350,000 | 5,320,000 |
| Pretax income | 1,649,000 | 2,881,000 | 4,278,000 | 5,838,000 |
| Income tax | 616,000 | 1,076,000 | 1,599,000 | 2,183,000 |
| Net income | 1,033,000 | 1,805,000 | 2,679,000 | 3,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,703,000 | 58,825,000 | 58,868,000 | 60,626,000 |
| Total capital | 64,157,000 | 64,316,000 | 64,029,000 | 65,690,000 |
| Risk-weighted assets | 422,431,000 | 424,570,000 | 405,645,000 | 392,391,000 |