Call reports 2010
GULFSTREAM BUSINESS BANK — 2010
What GULFSTREAM BUSINESS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 573,278,000 | 567,410,000 | 567,622,000 | 550,967,000 |
| Total loans | 419,382,000 | 411,298,000 | 405,094,000 | 397,219,000 |
| Allowance for loan losses | 17,127,000 | 17,077,000 | 19,556,000 | 21,317,000 |
| Securities available for sale | 66,957,000 | 74,127,000 | 65,774,000 | 74,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,810,000 | 449,776,000 | 450,879,000 | 439,801,000 |
| Interest-bearing deposits | 341,704,000 | 345,646,000 | 341,183,000 | 328,022,000 |
| Noninterest-bearing deposits | 110,106,000 | 104,131,000 | 109,696,000 | 111,779,000 |
| Equity capital | 58,985,000 | 59,820,000 | 57,917,000 | 59,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,183,000 | 14,332,000 | 21,546,000 | 28,567,000 |
| Interest expense | 1,984,000 | 3,911,000 | 5,715,000 | 7,353,000 |
| Net interest income | 5,199,000 | 10,421,000 | 15,831,000 | 21,214,000 |
| Noninterest income | 703,000 | 1,098,000 | 1,463,000 | 1,747,000 |
| Noninterest expense | 2,999,000 | 5,843,000 | 8,798,000 | 11,553,000 |
| Provision for loan losses | 2,135,000 | 4,303,000 | 6,736,000 | 8,785,000 |
| Pretax income | 768,000 | 1,373,000 | 1,760,000 | 2,623,000 |
| Income tax | 283,000 | 506,000 | 613,000 | 932,000 |
| Net income | 485,000 | 867,000 | 1,147,000 | 1,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,384,000 | 58,798,000 | 58,533,000 | 59,108,000 |
| Total capital | 64,170,000 | 64,460,000 | 64,087,000 | 64,697,000 |
| Risk-weighted assets | 451,226,000 | 440,359,000 | 429,935,000 | 432,141,000 |