Call reports 2001
GULFSTREAM BUSINESS BANK — 2001
What GULFSTREAM BUSINESS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,390,000 | 93,637,000 | 99,701,000 | 116,267,000 |
| Total loans | 54,826,000 | 63,390,000 | 71,774,000 | 82,775,000 |
| Allowance for loan losses | 890,000 | 1,040,000 | 1,095,000 | 1,235,000 |
| Securities available for sale | 11,392,000 | 10,450,000 | 13,583,000 | 17,267,000 |
| Securities held to maturity | 1,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,038,000 | 78,712,000 | 84,482,000 | 93,184,000 |
| Interest-bearing deposits | 57,153,000 | 66,647,000 | 71,341,000 | 76,900,000 |
| Noninterest-bearing deposits | 10,885,000 | 12,065,000 | 13,141,000 | 16,284,000 |
| Equity capital | 10,704,000 | 10,819,000 | 11,021,000 | 11,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,133,000 | 4,766,000 | 6,509,000 |
| Interest expense | 721,000 | 1,471,000 | 2,181,000 | 2,802,000 |
| Net interest income | 783,000 | 1,662,000 | 2,585,000 | 3,707,000 |
| Noninterest income | 42,000 | 89,000 | 129,000 | 177,000 |
| Noninterest expense | 581,000 | 1,189,000 | 1,793,000 | 2,507,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 94,000 | 262,000 | 471,000 | 777,000 |
| Income tax | 36,000 | 102,000 | 182,000 | 298,000 |
| Net income | 58,000 | 160,000 | 289,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,491,000 | 10,715,000 | 10,845,000 | 11,035,000 |
| Total capital | 11,277,000 | 11,608,000 | 11,826,000 | 12,163,000 |
| Risk-weighted assets | 62,797,000 | 71,312,000 | 78,384,000 | 90,138,000 |