Call reports 2001
CHITTENDEN TRUST COMPANY — 2001
What CHITTENDEN TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,853,372,000 | 2,797,175,000 | 2,907,188,000 | 2,949,804,000 |
| Total loans | 2,274,713,000 | 2,260,716,000 | 2,267,956,000 | 2,135,693,000 |
| Allowance for loan losses | 29,226,000 | 29,737,000 | 29,985,000 | 29,704,000 |
| Securities available for sale | 336,380,000 | 276,463,000 | 323,150,000 | 516,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,453,756,000 | 2,433,958,000 | 2,548,411,000 | 2,620,465,000 |
| Interest-bearing deposits | 2,264,346,000 | 2,227,191,000 | 2,344,430,000 | 2,384,514,000 |
| Noninterest-bearing deposits | 189,410,000 | 206,767,000 | 203,981,000 | 235,951,000 |
| Equity capital | 251,328,000 | 221,882,000 | 230,060,000 | 233,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 53,161,000 | 103,750,000 | 152,466,000 | 198,508,000 |
| Interest expense | 22,499,000 | 42,382,000 | 60,440,000 | 75,611,000 |
| Net interest income | 30,662,000 | 61,368,000 | 92,026,000 | 122,897,000 |
| Noninterest income | 15,707,000 | 28,731,000 | 41,747,000 | 54,556,000 |
| Noninterest expense | 26,310,000 | 50,877,000 | 74,855,000 | 99,258,000 |
| Provision for loan losses | 1,425,000 | 2,850,000 | 4,275,000 | 5,700,000 |
| Pretax income | 18,634,000 | 36,372,000 | 54,597,000 | 72,063,000 |
| Income tax | 6,065,000 | 11,819,000 | 17,652,000 | 23,193,000 |
| Net income | 12,569,000 | 24,553,000 | 36,945,000 | 48,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,016,000 | 210,815,000 | 214,425,000 | 220,401,000 |
| Total capital | 268,242,000 | 238,426,000 | 242,578,000 | 247,885,000 |
| Risk-weighted assets | 2,346,988,000 | 2,206,763,000 | 2,250,440,000 | 2,196,462,000 |