Call report 2023Q3
MERCHANTS & CITIZENS BANK, THE — 2023Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,207,000 | USD | evidence → |
| Total loans | 38,736,000 | USD | evidence → |
| Allowance for loan losses | 1,033,000 | USD | evidence → |
| Securities available for sale | 70,574,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 113,317,000 | USD | evidence → |
| Interest-bearing deposits | 70,167,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,150,000 | USD | evidence → |
| Equity capital | 8,661,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,422,000 | USD | evidence → |
| Interest expense | 682,000 | USD | evidence → |
| Net interest income | 2,740,000 | USD | evidence → |
| Noninterest income | 215,000 | USD | evidence → |
| Noninterest expense | 2,334,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 618,000 | USD | evidence → |
| Income tax | -8,000 | USD | evidence → |
| Net income | 626,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,702,000 | USD | evidence → |
| Total capital | 19,652,000 | USD | evidence → |
| Risk-weighted assets | 75,934,000 | USD | evidence → |