Call report 2023Q1
MERCHANTS & CITIZENS BANK, THE — 2023Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,167,000 | USD | evidence → |
| Total loans | 34,535,000 | USD | evidence → |
| Allowance for loan losses | 1,032,000 | USD | evidence → |
| Securities available for sale | 78,840,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,032,000 | USD | evidence → |
| Interest-bearing deposits | 72,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,207,000 | USD | evidence → |
| Equity capital | 12,124,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,096,000 | USD | evidence → |
| Interest expense | 189,000 | USD | evidence → |
| Net interest income | 907,000 | USD | evidence → |
| Noninterest income | 75,000 | USD | evidence → |
| Noninterest expense | 801,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 181,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 181,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,366,000 | USD | evidence → |
| Total capital | 19,274,000 | USD | evidence → |
| Risk-weighted assets | 72,547,000 | USD | evidence → |