Call report 2022Q3
MERCHANTS & CITIZENS BANK, THE — 2022Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,677,000 | USD | evidence → |
| Total loans | 31,746,000 | USD | evidence → |
| Allowance for loan losses | 1,019,000 | USD | evidence → |
| Securities available for sale | 75,911,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,629,000 | USD | evidence → |
| Interest-bearing deposits | 72,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,897,000 | USD | evidence → |
| Equity capital | 8,957,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,756,000 | USD | evidence → |
| Interest expense | 341,000 | USD | evidence → |
| Net interest income | 2,415,000 | USD | evidence → |
| Noninterest income | 2,435,000 | USD | evidence → |
| Noninterest expense | 1,990,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,891,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 2,741,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,553,000 | USD | evidence → |
| Total capital | 19,321,000 | USD | evidence → |
| Risk-weighted assets | 61,259,000 | USD | evidence → |