Call report 2022Q1
MERCHANTS & CITIZENS BANK, THE — 2022Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 132,488,000 | USD | evidence → |
| Total loans | 34,767,000 | USD | evidence → |
| Allowance for loan losses | 958,000 | USD | evidence → |
| Securities available for sale | 76,682,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,625,000 | USD | evidence → |
| Interest-bearing deposits | 73,461,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,164,000 | USD | evidence → |
| Equity capital | 13,553,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 840,000 | USD | evidence → |
| Interest expense | 114,000 | USD | evidence → |
| Net interest income | 726,000 | USD | evidence → |
| Noninterest income | 96,000 | USD | evidence → |
| Noninterest expense | 697,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 156,000 | USD | evidence → |
| Income tax | -3,000 | USD | evidence → |
| Net income | 159,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,965,000 | USD | evidence → |
| Total capital | 16,717,000 | USD | evidence → |
| Risk-weighted assets | 59,979,000 | USD | evidence → |