Call report 2018Q4
MERCHANTS & CITIZENS BANK, THE — 2018Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,828,000 | USD | evidence → |
| Total loans | 35,727,000 | USD | evidence → |
| Allowance for loan losses | 964,000 | USD | evidence → |
| Securities available for sale | 53,380,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,103,000 | USD | evidence → |
| Interest-bearing deposits | 58,176,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,927,000 | USD | evidence → |
| Equity capital | 16,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,598,000 | USD | evidence → |
| Interest expense | 388,000 | USD | evidence → |
| Net interest income | 3,210,000 | USD | evidence → |
| Noninterest income | 279,000 | USD | evidence → |
| Noninterest expense | 2,749,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 691,000 | USD | evidence → |
| Income tax | -13,000 | USD | evidence → |
| Net income | 704,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,145,000 | USD | evidence → |
| Total capital | 15,753,000 | USD | evidence → |
| Risk-weighted assets | 48,328,000 | USD | evidence → |