Call report 2016Q4
MERCHANTS & CITIZENS BANK, THE — 2016Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,348,000 | USD | evidence → |
| Total loans | 34,978,000 | USD | evidence → |
| Allowance for loan losses | 979,000 | USD | evidence → |
| Securities available for sale | 53,830,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,998,000 | USD | evidence → |
| Interest-bearing deposits | 59,112,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,886,000 | USD | evidence → |
| Equity capital | 16,474,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,431,000 | USD | evidence → |
| Interest expense | 400,000 | USD | evidence → |
| Net interest income | 3,031,000 | USD | evidence → |
| Noninterest income | 619,000 | USD | evidence → |
| Noninterest expense | 2,762,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 727,000 | USD | evidence → |
| Income tax | -5,000 | USD | evidence → |
| Net income | 732,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,856,000 | USD | evidence → |
| Total capital | 15,472,000 | USD | evidence → |
| Risk-weighted assets | 48,920,000 | USD | evidence → |