Call report 2016Q2
MERCHANTS & CITIZENS BANK, THE — 2016Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,421,000 | USD | evidence → |
| Total loans | 36,086,000 | USD | evidence → |
| Allowance for loan losses | 1,109,000 | USD | evidence → |
| Securities available for sale | 57,325,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,041,000 | USD | evidence → |
| Interest-bearing deposits | 60,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,705,000 | USD | evidence → |
| Equity capital | 18,384,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,735,000 | USD | evidence → |
| Interest expense | 201,000 | USD | evidence → |
| Net interest income | 1,534,000 | USD | evidence → |
| Noninterest income | 451,000 | USD | evidence → |
| Noninterest expense | 1,320,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 605,000 | USD | evidence → |
| Income tax | 90,000 | USD | evidence → |
| Net income | 515,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,010,000 | USD | evidence → |
| Total capital | 15,622,000 | USD | evidence → |
| Risk-weighted assets | 48,485,000 | USD | evidence → |