Call report 2009Q4
MERCHANTS & CITIZENS BANK, THE — 2009Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,703,000 | USD | evidence → |
| Total loans | 50,372,000 | USD | evidence → |
| Allowance for loan losses | 1,261,000 | USD | evidence → |
| Securities available for sale | 34,494,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,295,000 | USD | evidence → |
| Interest-bearing deposits | 68,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,830,000 | USD | evidence → |
| Equity capital | 12,907,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,289,000 | USD | evidence → |
| Interest expense | 1,637,000 | USD | evidence → |
| Net interest income | 3,652,000 | USD | evidence → |
| Noninterest income | 614,000 | USD | evidence → |
| Noninterest expense | 2,883,000 | USD | evidence → |
| Provision for loan losses | 440,000 | USD | evidence → |
| Pretax income | 1,127,000 | USD | evidence → |
| Income tax | 183,000 | USD | evidence → |
| Net income | 944,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,231,000 | USD | evidence → |
| Total capital | 10,956,000 | USD | evidence → |
| Risk-weighted assets | 57,437,000 | USD | evidence → |