Call report 2002Q2
MERCHANTS & CITIZENS BANK, THE — 2002Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,320,000 | USD | evidence → |
| Total loans | 53,866,000 | USD | evidence → |
| Allowance for loan losses | 509,000 | USD | evidence → |
| Securities available for sale | 31,359,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,765,000 | USD | evidence → |
| Interest-bearing deposits | 69,039,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,726,000 | USD | evidence → |
| Equity capital | 11,052,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,001,000 | USD | evidence → |
| Interest expense | 1,195,000 | USD | evidence → |
| Net interest income | 1,806,000 | USD | evidence → |
| Noninterest income | 323,000 | USD | evidence → |
| Noninterest expense | 1,169,000 | USD | evidence → |
| Provision for loan losses | 131,000 | USD | evidence → |
| Pretax income | 848,000 | USD | evidence → |
| Income tax | 250,000 | USD | evidence → |
| Net income | 598,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,734,000 | USD | evidence → |
| Total capital | 8,243,000 | USD | evidence → |
| Risk-weighted assets | 60,723,000 | USD | evidence → |