Call reports 2016
PINNACLE BANK — 2016
What PINNACLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 95,237,000 | 89,464,000 | 89,436,000 | 77,939,000 |
| Total loans | 43,998,000 | 41,248,000 | 43,434,000 | 40,052,000 |
| Allowance for loan losses | 1,228,000 | 1,228,000 | 1,228,000 | 1,157,000 |
| Securities available for sale | 29,451,000 | 30,057,000 | 25,090,000 | 25,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,684,000 | 71,653,000 | 71,613,000 | 61,435,000 |
| Interest-bearing deposits | 74,966,000 | 68,918,000 | 67,947,000 | 58,673,000 |
| Noninterest-bearing deposits | 2,718,000 | 2,735,000 | 3,667,000 | 2,762,000 |
| Equity capital | 10,207,000 | 10,403,000 | 10,438,000 | 9,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,346,000 | 2,006,000 | 2,643,000 |
| Interest expense | 214,000 | 429,000 | 643,000 | 846,000 |
| Net interest income | 467,000 | 917,000 | 1,363,000 | 1,797,000 |
| Noninterest income | 86,000 | 204,000 | 335,000 | -46,000 |
| Noninterest expense | 512,000 | 1,068,000 | 1,847,000 | 2,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 54,000 | 97,000 | -328,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 54,000 | 97,000 | -328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,935,000 | 9,946,000 | 9,990,000 | 9,564,000 |
| Total capital | 12,726,000 | 12,706,000 | 12,774,000 | 12,288,000 |
| Risk-weighted assets | 62,861,000 | 60,313,000 | 62,300,000 | 57,507,000 |