Call reports 2015
PINNACLE BANK — 2015
What PINNACLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 88,199,000 | 86,183,000 | 87,508,000 | 88,447,000 |
| Total loans | 43,465,000 | 42,348,000 | 41,991,000 | 41,854,000 |
| Allowance for loan losses | 1,178,000 | 1,174,000 | 1,174,000 | 1,227,000 |
| Securities available for sale | 22,416,000 | 22,031,000 | 25,966,000 | 29,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,868,000 | 69,144,000 | 70,240,000 | 71,299,000 |
| Interest-bearing deposits | 68,736,000 | 67,182,000 | 68,137,000 | 69,605,000 |
| Noninterest-bearing deposits | 2,131,000 | 1,962,000 | 2,104,000 | 1,694,000 |
| Equity capital | 9,938,000 | 9,671,000 | 9,901,000 | 9,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,308,000 | 1,946,000 | 2,601,000 |
| Interest expense | 174,000 | 354,000 | 538,000 | 743,000 |
| Net interest income | 489,000 | 954,000 | 1,408,000 | 1,858,000 |
| Noninterest income | 127,000 | 270,000 | 347,000 | 460,000 |
| Noninterest expense | 555,000 | 1,095,000 | 1,599,000 | 2,394,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 72,000 | 140,000 | 170,000 | 240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 140,000 | 170,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,725,000 | 9,793,000 | 9,822,000 | 9,892,000 |
| Total capital | 12,547,000 | 12,575,000 | 12,600,000 | 12,664,000 |
| Risk-weighted assets | 65,425,000 | 62,161,000 | 61,810,000 | 61,331,000 |