Call reports 2014
PINNACLE BANK — 2014
What PINNACLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 94,012,000 | 90,494,000 | 90,798,000 | 89,994,000 |
| Total loans | 43,593,000 | 44,244,000 | 44,537,000 | 44,210,000 |
| Allowance for loan losses | 1,053,000 | 1,178,000 | 1,178,000 | 1,178,000 |
| Securities available for sale | 21,976,000 | 21,983,000 | 21,470,000 | 21,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,873,000 | 73,822,000 | 73,860,000 | 72,913,000 |
| Interest-bearing deposits | 75,131,000 | 71,855,000 | 72,229,000 | 69,289,000 |
| Noninterest-bearing deposits | 1,742,000 | 1,967,000 | 1,630,000 | 3,624,000 |
| Equity capital | 8,856,000 | 9,267,000 | 9,452,000 | 9,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,387,000 | 2,083,000 | 2,749,000 |
| Interest expense | 180,000 | 355,000 | 529,000 | 708,000 |
| Net interest income | 507,000 | 1,032,000 | 1,554,000 | 2,041,000 |
| Noninterest income | 132,000 | 318,000 | 462,000 | 623,000 |
| Noninterest expense | 557,000 | 1,086,000 | 1,619,000 | 2,194,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 264,000 | 397,000 | 472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 264,000 | 397,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,263,000 | 9,445,000 | 9,578,000 | 9,653,000 |
| Total capital | 12,049,000 | 12,224,000 | 12,347,000 | 12,409,000 |
| Risk-weighted assets | 62,634,000 | 61,921,000 | 61,123,000 | 60,063,000 |