Call reports 2012
PINNACLE BANK — 2012
What PINNACLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,494,000 | 86,266,000 | 86,121,000 | 87,440,000 |
| Total loans | 56,765,000 | 58,635,000 | 57,705,000 | 48,421,000 |
| Allowance for loan losses | 3,234,000 | 3,236,000 | 3,239,000 | 1,464,000 |
| Securities available for sale | 14,110,000 | 13,429,000 | 14,756,000 | 15,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,977,000 | 68,678,000 | 68,402,000 | 69,924,000 |
| Interest-bearing deposits | 64,392,000 | 67,485,000 | 67,284,000 | 68,935,000 |
| Noninterest-bearing deposits | 2,585,000 | 1,193,000 | 1,118,000 | 989,000 |
| Equity capital | 9,063,000 | 9,299,000 | 9,270,000 | 9,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,498,000 | 2,243,000 | 2,933,000 |
| Interest expense | 318,000 | 574,000 | 805,000 | 1,023,000 |
| Net interest income | 446,000 | 924,000 | 1,438,000 | 1,910,000 |
| Noninterest income | -17,000 | 94,000 | -16,000 | 78,000 |
| Noninterest expense | 545,000 | 1,032,000 | 1,610,000 | 2,089,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -110,000 | 248,000 | 74,000 | 161,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | -115,000 | 243,000 | 69,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,752,000 | 9,104,000 | 8,935,000 | 9,023,000 |
| Total capital | 10,836,000 | 11,178,000 | 10,976,000 | 11,852,000 |
| Risk-weighted assets | 68,352,000 | 67,574,000 | 64,858,000 | 65,744,000 |