Call reports 2011
PINNACLE BANK — 2011
What PINNACLE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,785,000 | 93,891,000 | 91,888,000 | 88,374,000 |
| Total loans | 62,273,000 | 65,245,000 | 60,992,000 | 59,752,000 |
| Allowance for loan losses | 3,116,000 | 2,974,000 | 2,427,000 | 3,232,000 |
| Securities available for sale | 20,144,000 | 12,764,000 | 14,412,000 | 13,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,584,000 | 71,183,000 | 69,029,000 | 67,142,000 |
| Interest-bearing deposits | 69,507,000 | 70,243,000 | 67,382,000 | 65,991,000 |
| Noninterest-bearing deposits | 1,077,000 | 940,000 | 1,647,000 | 1,151,000 |
| Equity capital | 10,173,000 | 10,546,000 | 10,625,000 | 9,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,843,000 | 2,729,000 | 3,582,000 |
| Interest expense | 370,000 | 723,000 | 1,073,000 | 1,410,000 |
| Net interest income | 543,000 | 1,120,000 | 1,656,000 | 2,172,000 |
| Noninterest income | 28,000 | 97,000 | 14,000 | -143,000 |
| Noninterest expense | 510,000 | 1,037,000 | 1,613,000 | 2,253,000 |
| Provision for loan losses | 0 | 50,000 | 150,000 | 1,315,000 |
| Pretax income | 61,000 | 199,000 | 182,000 | -1,116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 199,000 | 182,000 | -1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,008,000 | 10,182,000 | 10,164,000 | 8,868,000 |
| Total capital | 12,500,000 | 12,704,000 | 12,673,000 | 11,382,000 |
| Risk-weighted assets | 69,197,000 | 71,736,000 | 71,268,000 | 70,760,000 |