Call reports 2004
PINNACLE BANK — 2004
What PINNACLE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 41,765,000 | 56,266,000 |
| Total loans | 17,839,000 | 37,119,000 |
| Allowance for loan losses | 178,000 | 334,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 7,856,000 |
| Trading assets | 0 | 0 |
| Total deposits | 27,097,000 | 41,585,000 |
| Interest-bearing deposits | 25,441,000 | 40,081,000 |
| Noninterest-bearing deposits | 1,656,000 | 1,504,000 |
| Equity capital | 14,626,000 | 14,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 150,000 | 811,000 |
| Interest expense | 62,000 | 326,000 |
| Net interest income | 88,000 | 485,000 |
| Noninterest income | 10,000 | 67,000 |
| Noninterest expense | 486,000 | 773,000 |
| Provision for loan losses | 178,000 | 334,000 |
| Pretax income | -566,000 | -555,000 |
| Income tax | -192,000 | -190,000 |
| Net income | -374,000 | -365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 14,426,000 | 14,435,000 |
| Total capital | 14,604,000 | 14,769,000 |
| Risk-weighted assets | 22,888,000 | 46,327,000 |