Call reports 2013
SOUTH PADRE BANK, NATIONAL ASSOCIATION — 2013
What SOUTH PADRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 44,963,000 | 44,476,000 | 45,358,000 |
| Total loans | 25,711,000 | 24,016,000 | 23,614,000 |
| Allowance for loan losses | 439,000 | 439,000 | 429,000 |
| Securities available for sale | 21,000 | 18,000 | 16,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 38,117,000 | 37,554,000 | 38,416,000 |
| Interest-bearing deposits | 28,485,000 | 28,552,000 | 30,773,000 |
| Noninterest-bearing deposits | 9,632,000 | 9,002,000 | 7,643,000 |
| Equity capital | 6,829,000 | 6,874,000 | 6,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 385,000 | 772,000 | 1,140,000 |
| Interest expense | 78,000 | 151,000 | 233,000 |
| Net interest income | 307,000 | 621,000 | 907,000 |
| Noninterest income | 62,000 | 87,000 | 110,000 |
| Noninterest expense | 241,000 | 514,000 | 819,000 |
| Provision for loan losses | 0 | 0 | -10,000 |
| Pretax income | 128,000 | 194,000 | 208,000 |
| Income tax | 41,000 | 62,000 | 68,000 |
| Net income | 87,000 | 132,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 6,828,000 | 6,873,000 | 6,881,000 |
| Total capital | 7,095,000 | 7,120,000 | 7,166,000 |
| Risk-weighted assets | 21,181,000 | 19,586,000 | 22,691,000 |