Call reports 2012
SOUTH PADRE BANK, NATIONAL ASSOCIATION — 2012
What SOUTH PADRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,490,000 | 42,672,000 | 43,854,000 | 43,885,000 |
| Total loans | 27,907,000 | 25,997,000 | 25,088,000 | 25,468,000 |
| Allowance for loan losses | 429,000 | 429,000 | 429,000 | 429,000 |
| Securities available for sale | 344,000 | 337,000 | 33,000 | 27,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,901,000 | 35,231,000 | 36,335,000 | 37,103,000 |
| Interest-bearing deposits | 25,363,000 | 26,300,000 | 26,711,000 | 27,953,000 |
| Noninterest-bearing deposits | 8,538,000 | 8,931,000 | 9,624,000 | 9,150,000 |
| Equity capital | 7,510,000 | 7,377,000 | 7,429,000 | 6,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 824,000 | 1,215,000 | 1,614,000 |
| Interest expense | 70,000 | 138,000 | 209,000 | 282,000 |
| Net interest income | 361,000 | 686,000 | 1,006,000 | 1,332,000 |
| Noninterest income | 39,000 | 74,000 | 107,000 | 132,000 |
| Noninterest expense | 264,000 | 530,000 | 805,000 | 1,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 230,000 | 308,000 | 392,000 |
| Income tax | 46,000 | 77,000 | 103,000 | 132,000 |
| Net income | 90,000 | 153,000 | 205,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,506,000 | 7,375,000 | 7,427,000 | 6,741,000 |
| Total capital | 7,805,000 | 7,650,000 | 7,688,000 | 7,021,000 |
| Risk-weighted assets | 23,776,000 | 21,848,000 | 20,673,000 | 22,231,000 |