Call reports 2011
SOUTH PADRE BANK, NATIONAL ASSOCIATION — 2011
What SOUTH PADRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,479,000 | 40,628,000 | 39,274,000 | 39,240,000 |
| Total loans | 28,259,000 | 29,228,000 | 27,620,000 | 28,926,000 |
| Allowance for loan losses | 429,000 | 429,000 | 429,000 | 429,000 |
| Securities available for sale | 2,496,000 | 1,456,000 | 658,000 | 351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,290,000 | 33,369,000 | 31,884,000 | 31,760,000 |
| Interest-bearing deposits | 24,976,000 | 25,245,000 | 24,353,000 | 25,441,000 |
| Noninterest-bearing deposits | 8,314,000 | 8,124,000 | 7,531,000 | 6,319,000 |
| Equity capital | 7,111,000 | 7,227,000 | 7,321,000 | 7,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 878,000 | 1,323,000 | 1,752,000 |
| Interest expense | 72,000 | 141,000 | 207,000 | 274,000 |
| Net interest income | 363,000 | 737,000 | 1,116,000 | 1,478,000 |
| Noninterest income | 31,000 | 60,000 | 88,000 | 123,000 |
| Noninterest expense | 248,000 | 493,000 | 764,000 | 1,006,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 304,000 | 440,000 | 595,000 |
| Income tax | 55,000 | 107,000 | 154,000 | 206,000 |
| Net income | 91,000 | 197,000 | 286,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,118,000 | 7,225,000 | 7,314,000 | 7,416,000 |
| Total capital | 7,428,000 | 7,537,000 | 7,605,000 | 7,724,000 |
| Risk-weighted assets | 24,668,000 | 24,862,000 | 23,151,000 | 24,541,000 |