Call reports 2010
SOUTH PADRE BANK, NATIONAL ASSOCIATION — 2010
What SOUTH PADRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 41,793,000 | 43,386,000 | 40,242,000 | 39,243,000 |
| Total loans | 26,471,000 | 26,614,000 | 26,622,000 | 28,134,000 |
| Allowance for loan losses | 402,000 | 404,000 | 417,000 | 429,000 |
| Securities available for sale | 6,396,000 | 5,310,000 | 2,351,000 | 2,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,782,000 | 36,269,000 | 33,084,000 | 32,086,000 |
| Interest-bearing deposits | 26,060,000 | 26,937,000 | 24,046,000 | 24,837,000 |
| Noninterest-bearing deposits | 8,722,000 | 9,332,000 | 9,038,000 | 7,249,000 |
| Equity capital | 6,808,000 | 6,924,000 | 6,985,000 | 7,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 935,000 | 1,363,000 | 1,793,000 |
| Interest expense | 84,000 | 163,000 | 244,000 | 317,000 |
| Net interest income | 375,000 | 772,000 | 1,119,000 | 1,476,000 |
| Noninterest income | 26,000 | 51,000 | 71,000 | 71,000 |
| Noninterest expense | 261,000 | 523,000 | 787,000 | 1,041,000 |
| Provision for loan losses | 13,000 | 25,000 | 38,000 | 50,000 |
| Pretax income | 129,000 | 293,000 | 387,000 | 478,000 |
| Income tax | 44,000 | 100,000 | 131,000 | 162,000 |
| Net income | 85,000 | 193,000 | 256,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,796,000 | 6,904,000 | 6,967,000 | 7,028,000 |
| Total capital | 7,102,000 | 7,211,000 | 7,264,000 | 7,335,000 |
| Risk-weighted assets | 24,384,000 | 24,464,000 | 23,608,000 | 24,473,000 |