Call reports 2009
SOUTH PADRE BANK, NATIONAL ASSOCIATION — 2009
What SOUTH PADRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 47,338,000 | 48,701,000 | 46,494,000 | 39,056,000 |
| Total loans | 25,133,000 | 25,385,000 | 25,700,000 | 26,671,000 |
| Allowance for loan losses | 341,000 | 341,000 | 441,000 | 389,000 |
| Securities available for sale | 5,205,000 | 5,790,000 | 5,513,000 | 7,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,065,000 | 41,596,000 | 39,434,000 | 32,148,000 |
| Interest-bearing deposits | 27,350,000 | 25,796,000 | 30,100,000 | 25,546,000 |
| Noninterest-bearing deposits | 12,715,000 | 15,800,000 | 9,334,000 | 6,602,000 |
| Equity capital | 6,577,000 | 6,563,000 | 6,630,000 | 6,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 917,000 | 1,369,000 | 1,827,000 |
| Interest expense | 137,000 | 269,000 | 387,000 | 493,000 |
| Net interest income | 325,000 | 648,000 | 982,000 | 1,334,000 |
| Noninterest income | 27,000 | 53,000 | 80,000 | 113,000 |
| Noninterest expense | 272,000 | 554,000 | 806,000 | 1,064,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 84,000 | 151,000 | 165,000 | 292,000 |
| Income tax | 31,000 | 53,000 | 57,000 | 100,000 |
| Net income | 53,000 | 98,000 | 108,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,572,000 | 6,617,000 | 6,627,000 | 6,711,000 |
| Total capital | 6,891,000 | 6,909,000 | 6,925,000 | 7,028,000 |
| Risk-weighted assets | 25,462,000 | 23,300,000 | 23,681,000 | 25,311,000 |