Call reports 2006
SOUTH PADRE BANK, NATIONAL ASSOCIATION — 2006
What SOUTH PADRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,697,000 | 44,359,000 | 39,952,000 | 37,345,000 |
| Total loans | 32,368,000 | 29,644,000 | 29,181,000 | 28,816,000 |
| Allowance for loan losses | 341,000 | 366,000 | 371,000 | 341,000 |
| Securities available for sale | 3,159,000 | 3,130,000 | 3,191,000 | 3,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,869,000 | 36,821,000 | 32,308,000 | 29,603,000 |
| Interest-bearing deposits | 21,165,000 | 23,613,000 | 23,253,000 | 21,807,000 |
| Noninterest-bearing deposits | 9,704,000 | 13,208,000 | 9,055,000 | 7,796,000 |
| Equity capital | 5,368,000 | 5,514,000 | 5,733,000 | 5,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,225,000 | 1,928,000 | 2,591,000 |
| Interest expense | 135,000 | 292,000 | 473,000 | 673,000 |
| Net interest income | 459,000 | 933,000 | 1,455,000 | 1,918,000 |
| Noninterest income | 17,000 | 34,000 | 22,000 | 36,000 |
| Noninterest expense | 214,000 | 433,000 | 667,000 | 892,000 |
| Provision for loan losses | 0 | 25,000 | 30,000 | 0 |
| Pretax income | 218,000 | 465,000 | 736,000 | 1,018,000 |
| Income tax | 74,000 | 157,000 | 248,000 | 343,000 |
| Net income | 144,000 | 308,000 | 488,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,418,000 | 5,583,000 | 5,763,000 | 5,949,000 |
| Total capital | 5,759,000 | 5,946,000 | 6,104,000 | 6,276,000 |
| Risk-weighted assets | 29,918,000 | 29,051,000 | 27,288,000 | 26,169,000 |