Call reports 2003
SOUTH PADRE BANK, NATIONAL ASSOCIATION — 2003
What SOUTH PADRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,034,000 | 27,856,000 | 28,457,000 | 27,607,000 |
| Total loans | 16,706,000 | 18,177,000 | 18,101,000 | 18,925,000 |
| Allowance for loan losses | 203,000 | 206,000 | 209,000 | 213,000 |
| Securities available for sale | 0 | 0 | 4,782,000 | 5,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,647,000 | 23,432,000 | 23,944,000 | 23,064,000 |
| Interest-bearing deposits | 17,264,000 | 18,412,000 | 18,402,000 | 18,406,000 |
| Noninterest-bearing deposits | 4,383,000 | 5,020,000 | 5,542,000 | 4,658,000 |
| Equity capital | 4,273,000 | 4,330,000 | 4,405,000 | 4,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 616,000 | 923,000 | 1,284,000 |
| Interest expense | 75,000 | 151,000 | 221,000 | 290,000 |
| Net interest income | 216,000 | 465,000 | 702,000 | 994,000 |
| Noninterest income | 22,000 | 43,000 | 67,000 | 83,000 |
| Noninterest expense | 181,000 | 365,000 | 549,000 | 781,000 |
| Provision for loan losses | 0 | 3,000 | 6,000 | 10,000 |
| Pretax income | 57,000 | 140,000 | 214,000 | 286,000 |
| Income tax | 11,000 | 37,000 | 62,000 | 86,000 |
| Net income | 46,000 | 103,000 | 152,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,273,000 | 4,330,000 | 4,379,000 | 4,427,000 |
| Total capital | 4,471,000 | 4,536,000 | 4,576,000 | 4,640,000 |
| Risk-weighted assets | 15,859,000 | 17,068,000 | 15,778,000 | 17,194,000 |