Call reports 2002
SOUTH PADRE BANK, NATIONAL ASSOCIATION — 2002
What SOUTH PADRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,882,000 | 24,151,000 | 24,680,000 | 24,728,000 |
| Total loans | 16,157,000 | 17,961,000 | 16,792,000 | 15,755,000 |
| Allowance for loan losses | 179,000 | 189,000 | 203,000 | 203,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,683,000 | 19,877,000 | 20,316,000 | 19,911,000 |
| Interest-bearing deposits | 15,024,000 | 15,001,000 | 15,754,000 | 15,722,000 |
| Noninterest-bearing deposits | 4,659,000 | 4,876,000 | 4,562,000 | 4,189,000 |
| Equity capital | 4,084,000 | 4,133,000 | 4,175,000 | 4,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 644,000 | 973,000 | 1,292,000 |
| Interest expense | 98,000 | 185,000 | 271,000 | 353,000 |
| Net interest income | 211,000 | 459,000 | 702,000 | 939,000 |
| Noninterest income | 21,000 | 41,000 | 63,000 | 82,000 |
| Noninterest expense | 168,000 | 350,000 | 538,000 | 716,000 |
| Provision for loan losses | 0 | 10,000 | 24,000 | 24,000 |
| Pretax income | 64,000 | 140,000 | 203,000 | 281,000 |
| Income tax | 21,000 | 48,000 | 69,000 | 95,000 |
| Net income | 43,000 | 92,000 | 134,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,084,000 | 4,133,000 | 4,175,000 | 4,227,000 |
| Total capital | 4,263,000 | 4,322,000 | 4,368,000 | 4,412,000 |
| Risk-weighted assets | 14,831,000 | 16,159,000 | 15,415,000 | 14,790,000 |