Call reports 2001
SOUTH PADRE BANK, NATIONAL ASSOCIATION — 2001
What SOUTH PADRE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,111,000 | 22,266,000 | 22,102,000 | 23,718,000 |
| Total loans | 13,290,000 | 14,400,000 | 15,544,000 | 15,286,000 |
| Allowance for loan losses | 139,000 | 140,000 | 152,000 | 179,000 |
| Securities available for sale | 201,000 | 200,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,119,000 | 18,205,000 | 17,997,000 | 19,582,000 |
| Interest-bearing deposits | 12,066,000 | 13,198,000 | 13,774,000 | 14,811,000 |
| Noninterest-bearing deposits | 4,053,000 | 5,007,000 | 4,223,000 | 4,771,000 |
| Equity capital | 3,953,000 | 4,001,000 | 4,033,000 | 4,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 705,000 | 1,080,000 | 1,408,000 |
| Interest expense | 126,000 | 261,000 | 408,000 | 547,000 |
| Net interest income | 226,000 | 444,000 | 672,000 | 861,000 |
| Noninterest income | 23,000 | 42,000 | 63,000 | 77,000 |
| Noninterest expense | 152,000 | 329,000 | 515,000 | 680,000 |
| Provision for loan losses | 0 | 1,000 | 13,000 | 40,000 |
| Pretax income | 97,000 | 156,000 | 207,000 | 218,000 |
| Income tax | 17,000 | 28,000 | 47,000 | 50,000 |
| Net income | 80,000 | 128,000 | 160,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,952,000 | 4,001,000 | 4,033,000 | 4,041,000 |
| Total capital | 4,091,000 | 4,141,000 | 4,185,000 | 4,220,000 |
| Risk-weighted assets | 12,380,000 | 13,434,000 | 14,082,000 | 14,339,000 |