Call reports 2025
FIRST COMMONWEALTH BANK — 2025
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 11,756,097,000 | 12,205,300,000 | 12,279,028,000 | 12,311,455,000 |
| Total loans | 9,134,727,000 | 9,613,808,000 | 9,750,854,000 | 9,779,491,000 |
| Allowance for loan losses | 119,931,000 | 132,966,000 | 129,605,000 | 125,768,000 |
| Securities available for sale | 1,153,198,000 | 1,111,045,000 | 1,058,311,000 | 1,013,528,000 |
| Securities held to maturity | 519,029,000 | 498,043,000 | 479,915,000 | 519,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,950,424,000 | 10,194,912,000 | 10,316,964,000 | 10,343,364,000 |
| Interest-bearing deposits | 7,587,799,000 | 7,777,746,000 | 7,811,105,000 | 7,878,198,000 |
| Noninterest-bearing deposits | 2,362,625,000 | 2,417,166,000 | 2,505,859,000 | 2,465,166,000 |
| Equity capital | 1,409,166,000 | 1,478,253,000 | 1,506,990,000 | 1,510,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 147,060,000 | 305,917,000 | 468,556,000 | 632,418,000 |
| Interest expense | 50,473,000 | 102,024,000 | 152,458,000 | 202,064,000 |
| Net interest income | 96,587,000 | 203,893,000 | 316,098,000 | 430,354,000 |
| Noninterest income | 22,567,000 | 47,505,000 | 71,891,000 | 95,836,000 |
| Noninterest expense | 69,868,000 | 144,399,000 | 215,873,000 | 288,773,000 |
| Provision for loan losses | 4,123,000 | 15,800,000 | 25,242,000 | 32,677,000 |
| Pretax income | 43,554,000 | 88,610,000 | 142,769,000 | 201,490,000 |
| Income tax | 8,870,000 | 18,159,000 | 29,116,000 | 41,137,000 |
| Net income | 34,684,000 | 70,451,000 | 113,653,000 | 160,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,121,580,000 | 1,163,734,000 | 1,187,147,000 | 1,186,263,000 |
| Total capital | 1,289,446,000 | 1,338,211,000 | 1,363,496,000 | 1,362,592,000 |
| Risk-weighted assets | 9,474,144,000 | 9,998,425,000 | 10,145,716,000 | 10,145,746,000 |